The following information is usually required during the loan process Your social security number Your tax returns for the past two years Bank statements for the past two months Investment account statements for the past two months Life insurance policy Retirement account statements for the past two months Personal loan account information Divorce decree (if applicable) Prior bankruptcy documentation (if applicable) If you currently own real estate Your most recent mortgage statement Home insurance policy information Home equity account note (if you are refinancing) Copy of your current note (if you are refinancing) Home buying checklist Find a Realtor Find an Experienced RMC Loan Officer (LO) Receive a Pre-Approval Letter from RMC Work with Realtor® to identify desired property and get offer accepted Send LO Copy of Purchase Contract Send LO Copies of Your Canceled Earnest Money Deposit Checks Work with Realtor® to complete any necessary due diligence (e.g., home inspection, termite inspection, etc.) Schedule an Appraisal through RMC Conduct a Final Walk-through before consummation The purchase contract Copy of your canceled earnest money deposit check
